Fall into Seasonal Savings

Fall is a beautiful and easily enjoyable time of year. With rising heating costs, the holidays on the horizon, and then tax season looming shortly thereafter, it can bring serious financial stress to some people, though.

The good news is there are plenty of ways to save money in the fall. With these frugal tips, not only can you survive fall, you can enjoy yourself and revel in the season, too!

Save Around the House

There are tons of things that you can do around your home in Autumn to save money, both now and also moving forward into the winter. Take advantage of these easy changes and keep your eyes on your bills to watch the savings mount.

Let Mother Nature Be Your Thermostat
The weather can be your AC bill’s very best friend in the fall.

Depending upon where you live, this may be the best time of year to turn off your AC unit and open your windows instead. Not only will you save on electricity, you’ll also get that fresh, aired-out feeling all through your home.

Weatherproof Now, Save Later
While the weather is still nice, take a walk around your home and make sure that your doors and windows still have nice, tight seals. If you find a leak, take the time to patch it.

This ten minute exercise will save you tons on future heating and keep you more comfortable, too.

Switch Your Fans
We all know that warm air rises, but many people don’t know you can change your ceiling fans to take advantage of that!

Simply by switching your fan blades, you can make your ceiling fan force the warm air back downward. Some fans even have a switch that will reverse the direction your fan spins so you don’t have to manually switch the blades yourself.

You’ll have that light breeze that you love, and a warmer, more energy efficient home because of it.

Break Out The Soft Stuff
When the temperature dips, it’s tempting to go straight to the thermostat and kick it up a few notches. You can easily resist this temptation if you’ve already washed and prepared your sweaters, blankets, and flannel sheets.

Get these things ready while it’s still balmy and you won’t miss a beat when the brisk winds kick in.

Stock Up For Summer
Yes, it may seem like next summer is far away, but it’ll be here again before you know it.

Stock up on summer essentials like sunscreen, towels, citronella candles, and even big-ticket items like new patio furniture. These goods will all be on clearance, so you’re not likely to score a better deal than this.

Budget Wisely

Budget is a word that gets a bad rap, but sticking to a budget is a really great way to save money. Figure out exactly how much you intend to spend this fall, and then stick to those numbers as closely as possible. I realize holiday shopping may make this a bit more difficult than at other times of year, so read on for tips on how to to stay in budget even when you’re feeling festive.

Gym Membership
Let’s face it – this pre-holiday season is a busy one, so your gym attendance may suffer a bit. Why not put your membership on hold until January?

You could save hundreds of dollars, and with decent temperatures, you can go for jogs, take hikes, or workout in your own backyard instead.

Use Shopping Programs Online
There are tons of sites and apps out there that will pay you money back for just about any purchase you could make.

Sites like Rakuten will show you all the coupons available and then give you an additional percentage back on the items that you buy. If saving on the front end is more your thing, apps like Honey will help you save money by scouring the internet for low prices and further discounts – all before you hit the “Buy Now” button.

With all the holiday shopping coming up, fall is the perfect time to get started with these services, so research them, install them, and use them sooner rather than later.

Black Friday
You know you’ll be shopping soon, so plan out your big purchases in advance, and wait for Black Friday if at all possible.

This year, retailers are making it easier than ever before – you don’t even have to go into the stores to score the really great deals. If you like instant gratification, don’t worry – for many major retailers, you can shop online and choose same-day in-store pick up.

This is truly the best of both worlds.

Farmers’ Markets
There’s so much great produce to be had at this time of year, and farmers’ markets are the ideal place to pick up a fresh, delicious harvest.

You’ll be able to save money by making great meals at home and you’ll be supporting your local economy, too. Bonus savings? The vegetables are so satisfying this time of year, you can make meatless meals and not even miss out on flavor.

Look for plant-based dinner recipes featuring hearty root vegetables like sweet potatoes, turnips, carrots, and beets – these veggies will fill up even the hungriest diner.

Back to the Basics
With all the bounty of nature available, why not set yourself up for the future, too? In-season foods like apples and pumpkins can be frozen, canned, or turned into things like jam for future use, and elderberries (also in season) can be used to create an immunity-boosting syrup.

These chores may seem “old-fashioned”, but once you know what you’re doing, you can save up an abundance of goodies you’ll be happy to have later.

Get Crafty
With Christmas right around the corner, you may be tempted to throw in the towel and buy Amazon gift cards for everyone on your list. Don’t do that – it’s not memorable or special, and it certainly won’t save a dime.

Homemade gifts really show you care, and they can save a ton of Christmas cash, too. Look for a homemade gift to suit your expertise, and make them for anyone who might be interested. If you have a penchant for needlework, why not cross stitch something for members of your family? If you know how to crochet or knit, hats, or blankets always make for memorable gifts.

Maybe you’re into brewing, why not bottle a batch for everyone on your list? Wouldn’t you rather get a growler of homebrewed beer or a bottle of homemade Limoncello instead of the standard necktie or store bought sweater? I know I would!

Whatever your skill, there is something you can do that is not only cheaper, but also displays more thought and care than a gift card.

As you can see, there are tons of ways to make your fall season, happy, fun, and frugal. Take just a few of these tips, or apply them all and see just how much you can save – you might be happily surprised!

To a richer life,

Nilus Mattive

Nilus Mattive

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Good morning! It’s a glorious Monday – let’s pretend those things exist – in Cebu today.  This time of the year is when the Philippines becomes temperate, or at least livable, depending on your heat tolerance. First, thank you so much for writing this weekend.  The mailbag is even fuller, and now I’m further behind....

Nilus Mattive

Nilus is the editor for the daily e-letter The Rich Life Roadmap and a Paradigm Press analyst.

Nilus began his professional career at Jono Steinberg’s Individual Investor Group, where he published his original research through a regular investment column. Later, he worked for a private equity business and spent five years editing Standard and Poor’s...

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