3 Factors That Stand Between You And True Wealth

Dear Reader,

When they say, “The best things in life are free,” you and I both know this is only partially true.

Sure, you can’t buy a sunset, the smile of your newborn child or the love of a soulmate.

But other than those things?

You’re going to need some money for everything else.

Money may not be the most important thing in the world, but it’s the one thing that affects all the things that are deemed most important.

From the level of healthcare you receive to the nutrition in the food you eat, the schooling you go through to the lifestyle you live, almost every formative aspect of life is all a product of the amount of money you have.

You could even take two identical twins, place them in differing financial situations, and get opposite outcomes.

So sure, nature plays a role in your life, but the bigger factor is almost always nurture.

And nurture takes money.

Aren’t We All Aware of the Importance Money is in Our Lives?

This may be a harsh fact that many people don’t want to accept, but it’s a fact nonetheless.

If we’re all aware of the importance of money and the role it plays in living a full happy life, why aren’t more of us involved in the dogged pursuit of this crucial substance?

Why are so many people “content” with their lot in life and not at all engaged in the pursuit of more?

Some would say it’s because ignorance is bliss. Others would say it’s because a simple life is still a very fulfilling life.

But I have a different theory. And Kim Kiyosaki agrees with me.

Kim Kiyosaki is the American author and businesswoman behind the bestselling book Rich Woman. She’s had a long and illustrious career in real estate investing and in teaching women about the realities of finance and real estate, and she’s the spouse of Robert Kiyosaki, the famed author behind books such as Rich Dad, Poor Dad.

In my recent conversation with Kim, we both agreed that many people remain poor because the very idea of money – and being responsible for their own finances – scares them away.

People remain poor because they can’t bear the thought of having more and – more importantly – being responsible for more.

Money Doesn’t Grow on Trees

Negative notions like, “Money is the root of all evil,” and “The best things in life are free” poison our minds against the concepts of money and abundance from the time we were small children.

Think about it. These messages are shared in fairy tales, taught in Aesop’s Fables, and – as if seeing it in storybooks wasn’t enough – handed down directly from generations before us.

It’s not just popular aphorisms, either. We get these messages every day – from social media, from the news, from our friends and family…

Think about the stories you’ve heard about your ancestors who lived through the Great Depression. They were all hard-scrabble, salt of the Earth people who demonstrated their worth as human beings through uphill work even though they had nothing handed to them, right?

And even more recent messages – whether stated plainly or just inferred – include things like…

“No one gets rich in the stock market anymore. Investing after what happened in 2008 is a fool’s errand…”

“The banks should forgive your home loan debt. Sure, people agreed to those terms and rates, but let’s be honest… That was predatory lending.”


“People shouldn’t have to pay back their student loans. That was a perfect example of the wealthy elite taking advantage of poor students who didn’t know any better…”

This kind of language – and really, this kind of thinking – empowers no one. Instead, it keeps people weak, uninformed, and submissive.

Perpetrating the idea that big business and the scary, evil banks put you in your situation (whatever that situation may be) removes all blame from your shoulders, but it also takes away your God-given free will and autonomy, too.

This language and these sentiments weren’t created to make you feel better – even for a second. They’re created to keep you at heel.

When you really break it down, it’s all just based in fear.

Yes, the main difference between the poor and the rich is FEAR.

Think about it. When you were growing up, did you hear things like, “Yes, math is hard… Just do your best.”?

Or when you were older, “You need to have someone else do your taxes. It’s just too complicated and if you mess up, you’re screwed.”

These messages were just one more layer in the series of missives telling you that handling your money is hard and you should fear it.

With a firm foundation of messages like these, is it any wonder that people feel like finance is out of their purview and mastering their money and becoming wealthy is as foreign a concept as traveling to Mars?

Let’s Get Real

Math isn’t hard. It’s just numbers. If you mess up, you can start again. Even better, there are so many resources now – from tipping apps to computational search engines – you can double check your computations in seconds if you’re ever in doubt.

Money isn’t a mystery. It’s a necessity, yes, but making more, saving more, and having more doesn’t have to be difficult. Instead, you just have to make a series of choices that will set you on the path to your goal. Once on that path, just keep going. If you hit a roadblock, you just course correct.

And finally, there’s no evil in being rich. Yes, some rich people are jerks. But guess what? Some poor people are horrible, too.

There’s no glory in poverty. This is a hard pill to swallow for most people, but there’s just not.

If you truly want to live a rich life, you have to rid yourself of these notions. You have to retrain your mind and make decisions out of clarity, not fear.

This kind of mindset work doesn’t happen overnight, but it is the kind of change that pays dividends in the long run.

So challenge yourself. Ask yourself what old garbage ideas you’re carrying around when it comes to money, and uncover why they’re still plaguing you.

Once you’ve destroyed these fear-based myths, you can make the right kind of decisions – the ones that will affect every aspect of your life for the better – from here on out.


Brian Rose

Brian Rose
Editor, Brian Rose Uncensored

You May Also Be Interested In:

Brian Rose

Brian Rose is an MIT graduate, with a degree in engineering. Upon finishing school, he immediately began working on Wall Street. An advanced technical trader, Brian was trading a book of $100 million at the age of 22. He spent years on Wall Street, working in New York, Chicago and London. He made millions, but...

View More By Brian Rose