How To Become An Ultra Healthy Human
One of my friends who is a high-paid employee once said to me, “My stress about money is killing me.”
“Why would you say that?” I asked.
“Because I know if my job goes away, I won’t have enough to survive. I could last about two or three months and then I’d be in real trouble.”
What my friend was really saying is he was stressed about having no control. This manifested itself in stress about money.
Millions of people are dealing with this stress during the pandemic. Loss of income, and an unknown future surrounding a volatile election has crippled so many who work for a paycheck.
(Could this election hand you 3X your money in 11 weeks?Click for a shocking election prediction…)
As an employee, you effectively sell your time.
If you think about that for a few minutes, you’ll undoubtedly start forming money stress. If you are not working or are not able to work, you do not get paid.
This presents a real challenge for employees who become layed off, sick, or have an injury. They usually have no safety net that protects them when they are not able to work.
This is usually brought home when I talk with an employee and ask them to list out their salary and then to list out their expenses for each month. Usually, that salary just covers those expenses, allowing them to live month to month. I then ask them to put their hand over the salary number.
“Without that money each month, how long would you survive?” I ask. Just like my friend who is a high-paid employee, the look of panic in their eye tells me everything I need to know.
Successful business owners and investors, however, have passive income that comes from the products they sell or the income their investments generate. Even if they aren’t working, they are making money.
That is true financial security.
And it’s possible – if you take the right steps now.
Impacts Of Stress
We live in a world of noise. Sometimes it’s audible, and other times — a lot of the time — it’s the “noise” of constantly checking our phones and the news.
As my doctor, Dr. Nicole Srednicki says,
“Stress is a killer, and recognizing it is step number one.”
Some of the more common side effects of stress are brain fog leading to poor decision making, anxiety, depression, and emotional eating.
You’ve got to give your mind times of calm and silence. You’ve got to shut out the world for a little while and let your brain rest and recover. Meditation lets you do this.
“But I’m not into yoga or transcendentalism or anything like that,” you say.
Meditation isn’t limited to that. Ray Dalio, considered the most successful hedge fund manager in the world, swears by it. He says meditation is the key to his financial success.
Meditation will give you a centered start to your day. You’ve got to force your inner voice to be silent too, which is often harder than silencing everything around you.
In addition to things like meditation, you need to get the body moving. It’s time to get the blood flowing to the rest of your body. There’s an immediate benefit to exercising in the morning: Getting the oxygen and blood flowing and releasing endorphins positively affects the quality of the rest of your day.
The important thing is to do something for a few minutes. It awakens your mind and body and gives you a boost to carry you into your workday.
I’m the type of person who might not exercise for five days and then I’ll go to the gym and overdo it, trying to make up for lost time — and then by killing myself on the machines, I end up hating exercise.
So instead of that, now I’m exercising for just a few minutes in the morning every day, faithfully. I might still hate exercise, but even I can do three minutes.
Finding something that works for you consistently is truly the key if you want to make a lasting impact.
Health Is Wealth
My rich dad, my best friend’s dad, had a different point of view on money.
He thought it’s foolish to spend your life working for money and to pretend that money wasn’t important. Rich dad believed that life was more important than money, but that money was important for supporting life.
He often said, “You only have so many hours in a day, and you can only work so hard. So, why work hard for money? Learn to have money and people work hard for you, and you can be free to do the things that are important.”
To my rich dad, what was important was:
- Having lots of time to raise his kids
- Having money to donate to charities and projects he supported
- Bringing jobs and financial stability to the community
- Having time and money to take care of his health
- Being able to travel the world with his family
“Those things take money,” said rich dad. “That’s why money is important to me. Money is important, but I don’t want to spend my life working for it.”
The problem for my poor dad, however, was that his attitude towards money kept him poor. And because he was poor, he didn’t have the ability to fully do the things that were important to him.
The truth is – money isn’t everything. But it does help us do everything we love.
And perhaps that’s the real thing to learn from the study in Sweden. It’s not money that brings happiness, but rather it’s the things that money allows you to do that does. It follows then that before you make money, the key thing you need to do is to determine what is most important to you and how money can help you achieve those things.
Your health should be made a priority just like focusing on your wealth. When you budget for things like car insurance, and electric bills, budget for things that improve your physical and mental health, too.
Make Money Work For You
We are raised believing if we want more money, we have to work for it.
For most Americans, that might mean picking up an extra part-time job or working overtime at the office. But we are human, and there are only so many hours we can physically work.
That’s why the key to success is not to work for money, but to make money work for you. This is what the rich do by creating systems or investing in assets that generate money with little to no involvement from them. (See how these expert analysts suggest you prepare.)
They might start a business that runs independently or invest in real estate that produces steady cash flow every month.
The great thing about these systems is that they don’t just generate wealth, they generate time. You can be earning money even while you sleep. So instead of working late at the office, your real estate property will supply you with extra cash. Instead of getting another job, the business you started by selling online will generate extra income.
Eventually, with the right financial planning and education, you can achieve financial independence, and all those hours you spent working for a paycheck will yield more time for what’s most important to you.
Editor, Rich Dad Poor Dad Daily